Explain what the terms of Juniper Sea Miles Credit Card is?
There are a number of terms and conditions of the Juniper Credit Card. They are the following:
The annual percentage rate or APR is variable and ranges from 11.99% - 13.99% - 18.99%. The cash advance APR is 20.74%. The default APR is 25.99%. 20 days of grace period is allowed from the day of purchase. However, the Grace Period is not applicable to Cash Advances, Balance Transfers or Convenience Checks. The annual Fee is $0.
Convenience Check Charge is applicable for the Juniper sea miles credit card. 3% of the amount of the transfer or check is charged for the first six billing cycles. This may be $5 (minimum) or $50 (maximum).
In case of any late payment, your APR on all balances will be amplified to the non-introductory purchase APR. It will also be applicable to the prevailing default rate. Juniper will keep a close eye on balance transactions henceforth.
Juniper Bank will assign your reimbursement to inferior APR balances before higher APR balances. The above idea means that, all your savings would be lesser if you engage in higher APR transactions. The time required for a balance transfer is approximately 3 weeks. If you omit any of the information that is present in the application form, then your application is liable to be canceled.
Tags: juniper cards, juniper bank, juniper sea miles credit card
