What is the difference between Chapter 7 and Chapter 13 bankruptcy?



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There are numerous differences between the Chapter 7 and Chapter 13 bankruptcy. They are the following:

While the Chapter 7 lasts about 3 ½ months, Chapter 13 bankruptcy lasts for 3-5 months.

Chapter 13 has numerous complex advantages over the Chapter 7 bankruptcy. This is noticeable through the type of exemptions that are granted through the bankruptcy cases. It has been seen, that the chapter 13 bankruptcy case offers a number of more exemptions than the chapter 7 bankruptcy case. This makes it more popular among the two.

In chapter 7 bankruptcy cases, the court would order you to sell your property while in Chapter 13 bankruptcy case the court would order you to keep your property with you.

Through Chapter 13 Bankruptcy case you may evade off certain types of debts that cannot be acquitted by a Chapter 7.

Since in Chapter 7 there is liquidation of all assets that are not excused, it is called straight bankruptcy.

You may get a release from your debts through Chapter 7. But this happens only once during every 6 months.

Chapter 13 is also known as consolidation bankruptcy. In this case, the petitioner consents to a payment plan. This is to be overseen by the assigned trustee

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What are the fees for the Juniper Credit Card?

There are a number of fees for the Juniper Credit Card. They are the following:

Juniper Credit Card charges an APR fees. This is also called Annual Percentage Rate. APR is charged on the basis of the credit history of the customer. Juniper periodically reviews the credit performance of the customers and charges the APR accordingly.

Juniper Credit Card also charges a transaction charge which include balance transfer and convenience check charge, cash advance charge, late payment charge, over your credit line charge, return check or convenience check charge etc.

Juniper Credit Card charges monthly fees. The user is required to pay a certain amount of money for using the Juniper Credit Card. If there is any late payment, the card is cancelled or late payment is charged in certain cases.

Juniper Credit Card charges a late fee if the payment is not made on the due date. The payments are actually mailed back to the customer’s account in the bank. The customer is given an alert so that he may become aware that payment is to be made but if he ignores that and the due date passes by, then the customer is required to pay this charge.

This is quite an extensively used credit card. But there are several charges for the Juniper credit card, as mentioned in detail above.

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Who is the best credit repair company out there?


There are abundant credit repair companies, but few people consider that Lexington Law is the right option. According to the popular public notion, Lexington helped them to score 70 points in 60 days. This is definitely an outstanding performance. Lexington is therefore the most preferred credit repair company. Lexington Law therefore offers slightly a more amount than the other companies. The major concerns that the company deals with are the following:

The major disputes that you may have with your credit reports and your credit bureaus are directly solved by the Lexington Law. Therefore it gives you a full support at time of your trouble.

Lexington Law also takes care of the bad credit reports and directly negotiates the bad credit balance with the creditors. By doing this, Lexington Law helps people with bad credit balance.

Credit Report monitoring is another vital issue that the Lexington Law directly takes up. While monitoring the credit reports, Lexington Law makes sure that all your documents are proper and there is no hidden affair that would ruin its reputation. For this, you need to supply the original credit reports.

Lexington Law also solves any questions that you may have during any time of your venture.

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